Health & Welfare



WHEN A LOVED ONE PASSES, Updated October 2018
Courtesy of Detective's Endowment Association Updated 1/16/18 – J.P.Y.

Immediately following the death of a member of the service, NYPD Operations Division should be notified (telephone # 646-610 5580). They may be able to supply police officers in dress uniform to act as pallbearers for the funeral. Pall bearers can be requested for funerals in all five boroughs, as well as Long Island, Orange, Putnam, Rockland and Westchester Counties.

Surviving spouse or beneficiary should be prepared to obtain copies of the following documents in order to settle the estate:

Death Certificate: Cost is approximately $4.00 each. Approximately 10 copies needed.

  • Health Benefits Office – 1 copy
  • Employee Section & Pension Section – 2 copies
  • Veterans Administration (if deceased is a Vet) – 2 copies
  • Social Security – 1 copy
  • Department of Motor Vehicles – 1 copy
  • Insurance Company – 1 copy Family Lawyer – 1 copy
  • Miscellaneous - 1 or more

Marriage Certificate with official raised seal: first copy and $10.00 for each additional. Can be obtained from City Hall where married:

  • Veterans Administration (if deceased is a Vet) – 1 copy
  • Social Security – 1 copy

Last Will & Testament:

  • State Department of Taxation – 1 copy (to obtain tax waiver for pension monies)
  • Internal Revenue – 1 copy.

Surrogate Certificate: This usually takes 3 1/2months to obtain after the death In the event the Will calls for the transfer of ownership of property, you will need copies of the certificate for the following:

  • Department of Motor Vehicles - in order to transfer car ownership City
  • Department of Finance - in order to collect deceased final pay check State
  • Department of Taxation - tax wavier to collect pension monies City
  • Comptrollers Office- in some cases to collect pension monies

Discharge Papers/DD214 - If deceased was a VET

  • Veterans Administration – 1 copy
  • Social Security – 1 copy

Veterans Administration: You can call the New York State Regional Office of VA (800- 827-1000) to inquire about benefits for which a surviving spouse may be entitled. The following documents are required:

  • Death Certificate – 1 copy
  • Marriage Certificate – 1 copy
  • Birth Certificate of deceased – 1 copy
  • Discharge Papers (DD214) – 1 copy
  • Government Insurance Papers – 1 copy
    Note: VA sometimes supplies a gravestone plus a stipend of about $250 for burial benefits for spouse and/or dependent children.

Social Security Administration: You can find the nearest Social Security office by visiting the USA government website or under the government section of your local phone book. They require one copy of the deceased’s death certificate and a copy of their marriage certificate with raised seal.

SSA also requires one copy of deceased's Birth Certificate (with seal). It can be obtained by contacting Department of Health in city where deceased was born. Cost of copy of certificate is approximately $30.00.

If deceased is a Vet, one copy of the member’s Discharge Papers/DD214 must go go the SSA. In addition, one copy of paid funeral bill, a copy of the member’s Social Security card, and a copy of the survivor’s Social Security card must be included.

Note: Social Security payments to widows and dependent children take about two months.

State Department of Motor Vehicles: To transfer automobile ownership, DMV requires one copy of death certificate and one copy of Surrogate Certificate - if there is a will involved.

Health Insurance: To purchase COBRA coverage, survivor should contact appropriate Health Benefits office:

  • PBA (212) 349 7560
  • DEA (212) 587 9120
  • SBA (212) 431 6555
  • Lt & above (212) 964 7500

Keep cash readily available, as the survivor may have to sustain the family for several months while waiting for payment from some agencies or until there is a settlement of the estate. Banks will put a hold on savings or checking accounts and any safety deposit box as soon as an obituary is published. New York State taxes, as well as any federal inheritance taxes may be due.

ID will be necessary at most places to get information or application forms. Social Security cards of both deceased and beneficiary will be required at most offices that need to be contacted.

You may want to contact New York Department of Taxation. You can receive a tax waiver form to fill out and have notarized. You must list all the deceased’s assets, ie real estate, bank accounts, insurance, union benefits, veterans benefits, city pension benefits, etc. Copy of the Will and possibly Surrogate Certificate may be required.

You may want to contact City Comptroller's office. They may require copy of the Surrogate Certificate before paying out any monies due from the pension system. If you have any questions (as tax and legal issues are constantly subject to change), consult with your family attorney and accountant.


ADDED: October, 2018
Have you reached your 65th Birthday? Have you heard of the Medicare Re-imbursement?

Well, this reimbursement does not come to you automatically; you must apply in writing when you reach the age of 65. You and you spouse can be reimbursed going back three years. The application should be fined before the end of May. The City needs 30 days to process applications. You only have to file one time; the application will always be on file. Only those enrolled in a City health plan are eligible for that benefit.

To contact NYC Employee Benefit Office, call 212-513-0470 for application of Visit NYC/ Office of Labor Relations, scroll to Health Benefits, then scroll
Coverage- Medicare Eligible Retires & forms on bottom.

Send the Medicare Re-imbursement form to:
NYC Employee Benefits Office
40 Rector St., 3rd Floor New York, NY 10006

Death of the member will automatically terminate this benefit, No one will inform the spouse that they are entitled to the benefit from the previous year. A copy of the Death Certificate must be sent to 40 Rector Street. If you need a Re-imbursement Form, you can Download by visiting the Office of Labor Relations’ website.

Important Phone Numbers
NYPD General Info: 646-610-5000
Operations Desk: 646-610-5580
Employee Benefits: 212-513-0470
ID Card Office: 646-610-5150
Pension Section: 646-692-7733
Police Relief Fund (ESD)
Medical equipment & Ambulance Transport: 718-626-9320

PBA Health & Welfare: 212-349-7560
PICA (non-medicare) injectable & chemo: 800-467-2006
PBA Satellite (Florida): 954-977-3880
Caremark Drug Plan: 877-722-7911

DEA Office: 212-587-9120
SBA Office: 212-226-2180
SBA Health & Welfare: 212-431-6555
LBA/SOC Office: 212-984-7500
Retired Sgt's Ass'n: 516-564-1861
GHI: 800-356-5500
Empire Blue Cross: 800-433-9592
NYC Health Line: 800-521-9574

Social Security: 800-772-1213
TTY (deaf): 800-325-0778
VA Benefit Assistance: 800-827-1000
VA (headstone): 800-697-6947

POPPA Health Line: 888-COPSCOP or 888-267-7267


Health & Welfare Information (UPDATED OCTOBER 2017)

Medicare Part D & Creditable Coverage: What you should know

As Medicare's annual open enrollment period approaches later this year, Medicare-eligible members and dependents can expect to see a flurry of marketing materials from insurance companies advertising their Medicare Part D prescription Plans. Retired New York City employees are also eligible to participate in the City of New York Health Benefits Program transfer period later this year, and may transfer between plans offered through the City's Health Plan.

When deciding whether to join a Medicare Part D drug plan, it is important to understand the impact of having "creditable coverage" through the Retired Health & Welfare Fund of the PBA (The Fund). Here are the key points you should know:

* Medicare Part D drug coverage is available as part of most Medicare Advantage plans which are also provide Part A (hospital) and Part B (medical) coverage through a private insurer

* Medicare Part D drug coverage is also available through stand-alone Prescription Drug plans (PDP) for those who have opted for through original Medicare. In most cases, you cannot simultaneously be enrolled in both a Medicare Advantage plan and a PDP

* Although Medicare Part D drug coverage is optional, people who do not enroll in Part D coverage when they first become eligible are generally subject to a late enrollment penalty if they decide to enroll in Part D coverage at a later time

* The late enrollment penalty mentioned above does not apply to periods while you are covered by a prescription drug plan that is deemed "creditable coverage". "Creditable Coverage" is prescription drug coverage that is, on average for all plan participants, expected to pay at least as much as the standard Medicare Part D benefit.

* The prescription drug coverage provided by the Retiree Health & Welfare Fund Of the PBA has been deemed to be "creditable coverage" which means that you will not be subject to the Part D late enrollment penalty for the periods during which you are covered by the Fund. The Fund will mail Creditable Coverage Notices to retired members later this year.

* Although coverage provided through the Fund is creditable coverage, you may elect to enroll in a Part D plan. Possible reasons for joining a Part D plan may include:

• You expect to have significant prescription utilization and enroll in a Part D plan that has lower co-payments and is not subject to annual benefits maximums

• You wish to join a Medicare Advantage plan that covers prescription drugs for reasons not related to prescription drug coverage (i.e. lower out of pocket costs for Part A and Part B

• If you decide to join a Medicare Part D plan, you will not lose your PBA coverage. You Part D plan will be your primary coverage and the Fund will be secondary

Source: PBA Retiree Bulletin June 2014 John P. Young

 


 

MAY 2016 - NOTICE: Click here to see a copy of the notification that was mailed out to all non-Medicare enrollees in GHI about the changes in co-payments effective July 1.

 

Medicare Part D & Creditable Coverage: What you should Know


(Added September 2014)

As Medicare's annual open enrollment period approaches later this year, Medicare-eligible members and dependents can expect to see a flurry of marketing materials from insurance companies advertising their Medicare Part D prescription Plans. Retired New York City employees are also eligible to participate in the City of New York Health Benefits Program transfer period later this year, and may transfer between plans offered through the City's Health Plan.

When deciding whether to join a Medicare Part D drug plan, it is important to understand the impact of having "creditable coverage"through the Retired Health & Welfare Fund of the PBA (The Fund). Here are the key points you should know:

* Medicare Part D drug coverage is available as part of most Medicare Advantage plans which are also provide Part A (hospital) and Part B (medical) coverage through a private insurer

* Medicare Part D drug coverage is also available through stand-alone Prescription Drug plans (PDP) for those who have opted for through original Medicare. In most cases, you cannot simultaneously be enrolled in both a Medicare Advantage plan and a PDP

* Although Medicare Part D drug coverage is optional, people who do not enroll in Part D coverage when they first become eligible are generally subject to a late enrollment penalty if they decide to enroll in Part D coverage at a later time

* The late enrollment penalty mentioned above does not apply to periods whic you are covered by a prescription drug plan that is deemed "creditable coverage.""Creditable Coverage"is prescription drug coverage that is, on average for all plan participants, expected to pay at least as much as the standard Medicare Part D benefit.

* The prescription drug coverage provided by the Retiree Health & Welfare Fund Of the PBA has been deemed to be "creditable coverage"which means that you will not be subject to the Part D late enrollment penalty for the periods during which you are covered by the Fund. The Fund will mail Creditable Coverage Notices to retired members later this year.

* Although coverage provided through the Fund is creditable coverage, you may elect to enroll in a Part D plan. Possible reasons for joining a Part D plan may include:

You expect to have significant prescription utilization and enroll in a Part D plan that has lower co-payments and is not subject to annual benefits maximums

You wish to join a Medicare Advantage plan that covers prescription drugs for reasons not related to prescription drug coverage (i.e. lower out of pocket costs for Part A and Part B

If you decide to join a Medicare Part D plan, you will not lose your PBA coverage. You Part D plan will be your primary coverage and the Fund will be secondary

Source: PBA Retiree Bulletin June 2014

 



NYPD Operations Division (646) 610-6100 should be notified. When immediately notified, they may be able to supply police officers in dress uniform as pallbearers for a funeral. In the event of the death of a member, a spouse or beneficiary should be prepared to obtain copies of documents which will be needed to straighten out the deceased estate. Here is a list of documents that each member's spouse or beneficiary will need:

Death Certificates: Cost approximately $4.00 for each copy.
You will need one copy of the death certificate for the Heath Benefit office. Two copies for the City (Employee Section & Pension Section) that's three! If the deceased is a VET, you need two copies for the Veteran's Administration. One for Social Security and one for the Department of Motor Vehicles. A copy is needed for your insurance company and a copy will be needed for the deceased's lawyer in order to execute the will. Additionally, the spouse may want to keep a copy of the death certificate for future use.

Marriage Certificate with official raised seal: Cost approximately $10.00 for first copy & $5.00 for each additional copy and are available from the City Hall where married. If deceased was a veteran, one copy for Veterans Administration and another copy for the Social Security Administration.

Last Will & Testament: You will need one copy for the State's Department of Taxation in order to obtain a tax waiver for pension monies and you will need one copy for the IRS.

Surrogates' Certificate: Usually takes about 3 ¬Ĺ months after a person's death to obtain In the event that the Will calls for a transfer of ownership of property, you will need the following Surrogates' certificates supplied by Surrogates' Court:

  • Department of Motor Vehicles- in order to transfer car ownership
  • City Department of Finances- in order to collect deceased final pay check
  • State Department of Taxation- tax wavier to collect pension monies
  • City Comptrollers Office- in some cases to collect pension monies


  • Discharge Papers (DD 214)
    If the deceased was a veteran, a copy may be need by the Veterans Administration and a copy my be needed by the Social Security Administration

    Veterans Administration: You can phone (800) 827-1000, a toll free number for the New York regional office of the Veterans Admin to inquire about any sort of dependency and Indemnity Compensation (DIC) to which certain veteran's spouses may be entitled. The VA requires the following documents: two copies of death certificates, one copy of the marriage certificate, one copy of the deceased's birth certificate, one copy of discharged papers and one copy of government insurance papers.

    Please note that VA sometimes supplies gravestones plus a stipend of about $250 for burial and for benefits for a spouse and for dependent children.

    Social Security Administration: your nearest Social Security office is listed under the government section of your phone book and they require one copy of the deceased's death certificate and one copy of the deceased's marriage certificate with seal. They (SSA) also require one copy of the deceased's birth certificate (with seal) that can be obtained by contacting the Department of Health in the city that the deceased was born. Copies of birth certificates cost approximately $3.50 each.

    If the deceased was a military veteran, one copy of the member's discharge papers (DD 214) must go the SSA, along with one copy of the paid funeral bill, one copy of the deceased's Social Security card, and one copy of the survivor's Social Security card.

    Please note that Social Security payments for widows and dependent children take about two months

    State Department of Motor Vehicles: For transfer of automobile ownership, DMV require One copy of the death certificate and one copy of the surrogate's certificate (if there is a Will involved)

    Health Insurance: To purchase the COBRA coverage, survivor should contact the deceased member's Health Benefits Office:
  • PBA (212) 349-7560
  • SBA (212) 431-6555
  • DEA (212) 587-9120
  • SOC (212) 964-7500


  • Keep Cash Readily Available
    You should keep enough cash readily available to sustain the family for several months while you're waiting for payments from some of the agencies or until the settlement of the estate. Banks will put a hold on savings or checking accounts and any safety deposit boxes as soon as an obituary is published. New York State taxes, as well as any federal inheritances taxes may be due.

    Identification will be needed at most places to get information or application forms. The Social Security cards of both the deceased and the beneficiary (or survivor) will be required at most of the offices that need to be contacted.

    You may want to contact the New York State Department of Taxation. You can receive a tax wavier to fill out and be notarized. You must list all deceased's assets i.e. real estate, bank accounts, insurance, union benefits, veteran's benefits, city pension benefits, etc. They will require a copy of the Will and possibly a Surrogate's certificate.

    You may also want to contact the City Comptroller's Office and they may require a copy of the Surrogate's certificate before paying out any monies that were due from the pension system. If you have any questions, it's always a good idea to consult with your attorney and accountant as tax and legal issues are constantly subject to change.

    Courtesy of Detective's Endowment Association

    Upcoming Meetings



    Click on the Events link below to view the meeting locations. Events Page